How to get a credit card from bank in India?

This article is about how to apply for or how to get a credit card from bank in India? Offer from bank for credit card and bank reward and points for good customer, what is CARD, Credit Card Accountability, Responsibility and Disclosure Act.

How to apply for or How to get a credit card from any bank in India?

Credit card, it sounds good, credit card can get easily from any reputed bank once you meet their requirement and filled it up per bank criteria. What is minimum eligibility to get a credit card from a reputed bank in India?, Its criteria differs from one bank to another one in India, however, it is more or less same requirement to get it.

Sweeping your credit card

Minimum limit of the credit card could be Rs. 20,000 to 100,000 and some bank increases limit time to time for credit card holder as per their goodwill and good transaction history. Based on every time you sweep credit card by following its regulations from the bank industry, banks are showering perks and rewards on big spenders with thrilling credit scores or points, and sometime, banks are socking customers with spottier histories with higher interest rates, lower credit limits and new annual fees. Sometime the riskiest customers are being dropped altogether.

Credit card with care

Getting credit card might look very easy, you may spend it based on your income or more than that but still it has to be controlled by yourself in order keep your history and bank statement good against bank. The large differences between how bank customers are treated are widely the result of new constraints on card issuers. The CARD Credit Card Accountability, Responsibility and Disclosure Act, or the card terms and condition to be kept in mind. Sometime borrower may struggle to make payments. It swept away many practices that for years had grated on cardholders.

To know how to get a credit card, you may call bank customer care or you may visit nearest bank branch.

More articles: Banks and its function


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